Bengaluru, Apr 08 : Based digital lending platform KreditBee has successfully raised $280 million in a fresh funding round, propelling the company into the unicorn club with a valuation of $1.5 billion. The round includes $220 million in primary investment and $60 million in secondary transactions, allowing partial exits for existing investors.
The funding was led by Hornbill Capital, MUFG backed Dragon Funds, and Motilal Oswal Alternates, along with participation from WhiteOak Capital, A.P. Moller Holding, and existing backers such as Premji Invest and Advent International.
Co-founder Madhusudan Ekambaram stated that this marks the company’s final private funding round ahead of its planned initial public offering (IPO). KreditBee is currently awaiting approval from the National Company Law Tribunal to complete the merger of its technology and NBFC arms, a key step before going public.
The company has evolved from a digital unsecured lending platform into a diversified non-banking financial player, offering products like loans against property and SME financing. It has also launched its own UPI based application and expanded its offline presence with around 50 sales offices focused on secured lending.
Looking ahead, KreditBee aims to enhance cross-selling opportunities within its customer base while investing in GenAI-driven capabilities across business operations. Despite raising fresh capital, the company plans to fund technology upgrades largely through internal accruals, given its profitability.
KreditBee reported strong financial performance, with Rs 805 crore in operating revenue and Rs 137 crore in net profit for the quarter ending December 2025. For the financial year 2025-26, the firm recorded total disbursals of Rs 30,000 crore and assets under management of Rs 15,000 crore, spanning consumer loans, SME lending, and property backed credit.
Founded in 2016, KreditBee continues to position itself as a major player in India’s rapidly evolving digital lending ecosystem, alongside peers preparing for public listings.