HUDCO Targets Over Rs 3 Lakh Crore in Infrastructure Financing by 2030
Navratna NBFC reports record disbursements, strong profits, and robust financial health while expanding role in housing and infrastructure
New Delhi, Sep 16: Housing and Urban Development Corporation Limited (HUDCO), a Navratna NBFC–IFC, announced its financial results at the 55th Annual General Meeting on Monday, highlighting a strong performance and ambitious future targets.
The company recorded annual sanctions of Rs 1,27,952 crore, a 55% increase from the previous year, demonstrating its growing role in financing infrastructure and housing projects. Disbursements surged to a historic Rs 40,038 crore, a 122% jump year-on-year, contributing to a net profit of Rs 2,709 crore, up 28% from the last fiscal.
HUDCO’s loan book expanded by 35% to Rs 1,24,828 crore as of March 31, 2025, while total income rose 30% to Rs 10,348 crore, driven by higher sanctions and disbursements. The company maintained strong asset quality with gross NPAs at 1.67% and net NPAs at 0.25%, and a capital adequacy ratio of 46.60%, well above regulatory requirements.
HUDCO’s market capitalisation surpassed Rs 40,000 crore, nearly a fivefold rise since March 2023, reflecting strong investor confidence.
CMD Sanjay Kulshrestha said HUDCO remains committed to the national vision of Viksit Bharat@2047, aiming to mobilize over Rs 3 lakh crore in infrastructure finance by 2030, spanning sectors including affordable housing, clean energy, urban mobility, roads, ports, and other core infrastructure projects.
