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Editorial

J&K Cyber Shield

The rapid expansion of digital financial services has transformed the way people save, spend, and invest, bringing convenience and efficiency to everyday life. At the same time, it has also created new avenues for cyber-enabled financial fraud that threaten public trust and economic stability. Jammu and Kashmir, like the rest of the country, is…
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J&K’s Welfare Reach Widens

Financial inclusion and social security have quietly emerged as two of the most powerful instruments of social transformation in Jammu and Kashmir. Over the past few years, steady progress under flagship schemes has begun to reshape the…

Data-Driven Road Safety

The growing emphasis on road safety in Jammu and Kashmir reflects a thoughtful shift toward prevention, planning, and responsibility. Rather than responding only after accidents occur, the administration is increasingly relying on data,…

Budgeting with People

The practice of holding pre-budget consultations reflects a growing understanding that fiscal planning is most effective when informed by the voices of those it seeks to serve. In Jammu and Kashmir, these consultations have gradually…